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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $348,494 | $213,785+63.0% | $185,441+87.9% | $155,188+124.6% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 16.76% | 19.97%-3.2pp | 20.16%-3.4pp | 148.84%-132.1pp |
| Employer contribution / active EE | $2,792 | $5,393-48.2% | $4,672-40.2% | $4,248-34.3% |
| Participant deferral / active EE | $19,460 | $6,864+183.5% | $6,152+216.3% | $6,531+198.0% |
| Admin fee / account holder | $1,261 | $21,134-94.0% | $17,890-93.0% | $14,480-91.3% |