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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,055 | $108,942+193.8% | $100,415+218.7% | $145,897+119.4% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 19.43% | 58.27%-38.8pp | 49.47%-30.0pp | 552.29%-532.9pp |
| Employer contribution / active EE | $4,591 | $4,422+3.8% | $3,943+16.4% | $4,663-1.5% |
| Participant deferral / active EE | $15,611 | $8,461+84.5% | $8,091+92.9% | $6,689+133.4% |
| Admin fee / account holder | $1,148 | $9,702-88.2% | $7,906-85.5% | $13,390-91.4% |