Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,677 | $80,705-81.8% | $115,768-87.3% | $67,986-78.4% |
| Participation rate | 29.0% | 63.0%-34.0pp | 74.4%-45.4pp | 57.2%-28.2pp |
| Annual return | 46.85% | 18.49%+28.4pp | 100.46%-53.6pp | 31.67%+15.2pp |
| Employer contribution / active EE | $604 | $2,046-70.5% | $2,940-79.4% | $2,019-70.1% |
| Participant deferral / active EE | $952 | $3,559-73.2% | $4,917-80.6% | $3,358-71.6% |
| Admin fee / account holder | $1,488 | $4,135-64.0% | $12,439-88.0% | $3,203-53.6% |