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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,744 | $154,228+217.5% | $145,433+236.7% | $137,256+256.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.13% | 74.59%-59.5pp | 66.58%-51.4pp | 220.34%-205.2pp |
| Employer contribution / active EE | $5,253 | $4,804+9.3% | $4,554+15.3% | $4,156+26.4% |
| Participant deferral / active EE | $15,919 | $8,216+93.7% | $7,897+101.6% | $6,407+148.5% |
| Admin fee / account holder | $32,659 | $14,344+127.7% | $13,129+148.8% | $12,270+166.2% |