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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,933 | $56,197-45.0% | $67,652-54.3% | $59,633-48.1% |
| Participation rate | 96.5% | 71.5%+25.0pp | 75.7%+20.8pp | 68.7%+27.8pp |
| Annual return | -2.09% | 18508.10%-18510.2pp | 6625.40%-6627.5pp | 2041.45%-2043.5pp |
| Employer contribution / active EE | $2,797 | $1,615+73.2% | $2,266+23.4% | $2,203+27.0% |
| Participant deferral / active EE | $5,065 | $2,844+78.1% | $3,560+42.3% | $3,192+58.7% |
| Admin fee / account holder | $2,205 | $3,958-44.3% | $4,821-54.3% | $4,297-48.7% |