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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,390 | $112,729-15.4% | $98,716-3.4% | $137,256-30.5% |
| Participation rate | 66.7% | 74.2%-7.6pp | 69.3%-2.6pp | 80.0%-13.3pp |
| Annual return | 12.19% | 38.48%-26.3pp | 31.81%-19.6pp | 220.34%-208.1pp |
| Employer contribution / active EE | $1,537 | $2,725-43.6% | $2,279-32.6% | $4,156-63.0% |
| Participant deferral / active EE | $3,192 | $4,640-31.2% | $4,048-21.1% | $6,407-50.2% |
| Admin fee / account holder | $2,377 | $10,129-76.5% | $8,703-72.7% | $12,270-80.6% |