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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $507,196 | $102,382+395.4% | $147,005+245.0% | $80,874+527.1% |
| Participation rate | 97.1% | 75.8%+21.3pp | 82.2%+15.0pp | 67.6%+29.5pp |
| Annual return | 13.22% | 134.89%-121.7pp | 418.76%-405.5pp | 35.62%-22.4pp |
| Employer contribution / active EE | $9,288 | $3,715+150.0% | $4,934+88.2% | $2,756+237.1% |
| Participant deferral / active EE | $14,186 | $6,646+113.4% | $8,070+75.8% | $4,297+230.2% |
| Admin fee / account holder | $3,136 | $7,942-60.5% | $13,006-75.9% | $6,935-54.8% |