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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $507,196 | $102,429+395.2% | $147,096+244.8% | $80,925+526.8% |
| Participation rate | 97.1% | 75.9%+21.3pp | 82.2%+15.0pp | 67.7%+29.5pp |
| Annual return | 13.22% | 135.02%-121.8pp | 419.75%-406.5pp | 35.65%-22.4pp |
| Employer contribution / active EE | $9,288 | $3,716+150.0% | $4,936+88.2% | $2,756+237.0% |
| Participant deferral / active EE | $14,186 | $6,649+113.4% | $8,071+75.8% | $4,299+230.0% |
| Admin fee / account holder | $3,136 | $7,957-60.6% | $13,005-75.9% | $6,940-54.8% |