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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,902 | $113,941-81.7% | $94,229-77.8% | $125,389-83.3% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | -2.61% | 5.29%-7.9pp | 10.68%-13.3pp | 282.24%-284.8pp |
| Employer contribution / active EE | $4,428 | $4,727-6.3% | $3,587+23.5% | $4,866-9.0% |
| Participant deferral / active EE | $7,139 | $5,179+37.9% | $4,320+65.2% | $5,352+33.4% |
| Admin fee / account holder | $338 | $8,392-96.0% | $6,269-94.6% | $9,541-96.5% |