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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,297 | $81,358-16.1% | $155,556-56.1% | $80,959-15.6% |
| Participation rate | 33.3% | 66.3%-32.9pp | 78.2%-44.9pp | 67.7%-34.3pp |
| Annual return | 15.84% | 33.39%-17.5pp | 64.84%-49.0pp | 35.67%-19.8pp |
| Employer contribution / active EE | $603 | $3,106-80.6% | $4,675-87.1% | $2,757-78.1% |
| Participant deferral / active EE | $1,047 | $3,455-69.7% | $5,631-81.4% | $4,300-75.7% |
| Admin fee / account holder | $525 | $7,994-93.4% | $15,885-96.7% | $6,925-92.4% |