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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,891 | $110,410-86.5% | $102,437-85.5% | $145,897-89.8% |
| Participation rate | 57.1% | 77.9%-20.8pp | 74.5%-17.4pp | 80.3%-23.2pp |
| Annual return | 13.73% | 24.85%-11.1pp | 24.95%-11.2pp | 552.29%-538.6pp |
| Employer contribution / active EE | $926 | $4,217-78.1% | $3,871-76.1% | $4,663-80.2% |
| Participant deferral / active EE | $1,632 | $5,622-71.0% | $5,060-67.7% | $6,689-75.6% |
| Admin fee / account holder | $1,299 | $9,745-86.7% | $8,388-84.5% | $13,390-90.3% |