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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,520 | $129,737+93.9% | $119,126+111.1% | $154,746+62.5% |
| Participation rate | 75.0% | 78.9%-3.9pp | 75.8%-0.8pp | 80.7%-5.7pp |
| Annual return | 13.83% | 379.08%-365.3pp | 282.11%-268.3pp | 172.34%-158.5pp |
| Employer contribution / active EE | $490 | $4,375-88.8% | $4,034-87.9% | $4,379-88.8% |
| Participant deferral / active EE | $6,902 | $5,842+18.1% | $5,318+29.8% | $6,730+2.5% |
| Admin fee / account holder | $41,349 | $11,961+245.7% | $10,693+286.7% | $14,365+187.8% |