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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,225 | $155,555-80.6% | $146,866-79.4% | $155,188-80.5% |
| Participation rate | 77.8% | 84.0%-6.2pp | 82.5%-4.7pp | 80.8%-3.0pp |
| Annual return | 24.53% | 115.41%-90.9pp | 102.85%-78.3pp | 148.84%-124.3pp |
| Employer contribution / active EE | $0 | $4,647-100.0% | $4,425-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $7,549 | $8,044-6.2% | $7,759-2.7% | $6,531+15.6% |
| Admin fee / account holder | $483 | $14,755-96.7% | $13,620-96.5% | $14,480-96.7% |