Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,823 | $16,790+583.9% | $64,489+78.0% | $67,986+68.9% |
| Participation rate | 39.1% | 62.4%-23.4pp | 67.7%-28.6pp | 57.2%-18.2pp |
| Annual return | 12.96% | 30.55%-17.6pp | 55.03%-42.1pp | 31.67%-18.7pp |
| Employer contribution / active EE | $470 | $648-27.5% | $1,523-69.2% | $2,019-76.7% |
| Participant deferral / active EE | $1,758 | $1,510+16.4% | $2,778-36.7% | $3,358-47.6% |
| Admin fee / account holder | $1,871 | $1,690+10.7% | $4,260-56.1% | $3,203-41.6% |