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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,514 | $78,015+349.3% | $178,505+96.4% | $80,959+333.0% |
| Participation rate | 96.3% | 65.7%+30.6pp | 77.1%+19.2pp | 67.7%+28.6pp |
| Annual return | 12.06% | 18.10%-6.0pp | 27.16%-15.1pp | 35.67%-23.6pp |
| Employer contribution / active EE | $5,707 | $2,281+150.2% | $3,955+44.3% | $2,757+107.0% |
| Participant deferral / active EE | $15,587 | $4,406+253.8% | $6,280+148.2% | $4,300+262.5% |
| Admin fee / account holder | $16,699 | $7,160+133.2% | $10,428+60.1% | $6,925+141.1% |