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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,485 | $73,149-74.7% | $120,580-84.7% | $77,762-76.2% |
| Participation rate | 56.4% | 55.2%+1.2pp | 72.0%-15.6pp | 70.6%-14.2pp |
| Annual return | 16.99% | 18.24%-1.2pp | 107.48%-90.5pp | 31.27%-14.3pp |
| Employer contribution / active EE | $933 | $1,793-48.0% | $3,469-73.1% | $2,728-65.8% |
| Participant deferral / active EE | $1,524 | $3,006-49.3% | $4,995-69.5% | $4,651-67.2% |
| Admin fee / account holder | $29 | $660-95.6% | $9,418-99.7% | $433-93.3% |