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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,713 | $78,694-29.2% | $67,652-17.6% | $125,389-55.6% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -3.23% | 9.46%-12.7pp | 6625.40%-6628.6pp | 282.24%-285.5pp |
| Employer contribution / active EE | $0 | $3,044-100.0% | $2,266-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,971 | $4,292-30.8% | $3,560-16.5% | $5,352-44.5% |
| Admin fee / account holder | $1,307 | $7,403-82.3% | $4,821-72.9% | $9,541-86.3% |