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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,189 | $83,908-78.3% | $68,509-73.4% | $125,389-85.5% |
| Participation rate | 50.0% | 78.2%-28.2pp | 74.7%-24.7pp | 83.2%-33.2pp |
| Annual return | 0.00% | 14.48%-14.5pp | 8.27%-8.3pp | 282.24%-282.2pp |
| Employer contribution / active EE | $4,910 | $3,031+62.0% | $2,278+115.6% | $4,866+0.9% |
| Participant deferral / active EE | $4,321 | $4,125+4.8% | $3,382+27.8% | $5,352-19.3% |
| Admin fee / account holder | $50 | $8,982-99.4% | $5,275-99.1% | $9,541-99.5% |