Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,896 | $57,590-13.4% | $86,233-42.1% | $82,448-39.5% |
| Participation rate | 55.3% | 57.9%-2.6pp | 69.0%-13.8pp | 68.1%-12.8pp |
| Annual return | 12.15% | 22.41%-10.3pp | 61.39%-49.2pp | 41.64%-29.5pp |
| Employer contribution / active EE | $890 | $1,655-46.2% | $2,504-64.4% | $2,551-65.1% |
| Participant deferral / active EE | $4,554 | $3,080+47.9% | $4,559-0.1% | $4,139+10.0% |
| Admin fee / account holder | $3,019 | $4,730-36.2% | $8,342-63.8% | $7,234-58.3% |