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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,043 | $86,949-34.4% | $102,460-44.3% | $80,959-29.5% |
| Participation rate | 50.0% | 72.4%-22.4pp | 76.5%-26.5pp | 67.7%-17.7pp |
| Annual return | 13.31% | 18.89%-5.6pp | 29.47%-16.2pp | 35.67%-22.4pp |
| Employer contribution / active EE | $1,431 | $2,370-39.6% | $3,025-52.7% | $2,757-48.1% |
| Participant deferral / active EE | $2,511 | $4,121-39.1% | $5,056-50.3% | $4,300-41.6% |
| Admin fee / account holder | $1,942 | $8,048-75.9% | $9,460-79.5% | $6,925-72.0% |