Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,363 | $95,453-16.9% | $112,040-29.2% | $82,448-3.7% |
| Participation rate | 63.2% | 72.8%-9.5pp | 76.5%-13.3pp | 68.1%-4.8pp |
| Annual return | 13.78% | 23.92%-10.1pp | 24.52%-10.7pp | 41.64%-27.9pp |
| Employer contribution / active EE | $1,898 | $2,318-18.1% | $2,954-35.7% | $2,551-25.6% |
| Participant deferral / active EE | $4,707 | $4,224+11.4% | $5,098-7.7% | $4,139+13.7% |
| Admin fee / account holder | $8,362 | $9,013-7.2% | $12,098-30.9% | $7,234+15.6% |