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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $14,542 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,127 | $53,254-81.0% | $155,574-93.5% | $199,921-94.9% |
| Participation rate | 74.8% | 64.1%+10.7pp | 78.2%-3.4pp | 72.0%+2.8pp |
| Annual return | 12.87% | 41.18%-28.3pp | 64.87%-52.0pp | 34.28%-21.4pp |
| Employer contribution / active EE | $224 | $1,848-87.9% | $4,676-95.2% | $3,035-92.6% |
| Participant deferral / active EE | $1,777 | $3,165-43.8% | $5,629-68.4% | $5,089-65.1% |
| Admin fee / account holder | $137 | $186-26.4% | $15,914-99.1% | $269-49.2% |