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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,546 | $124,425+34.7% | $112,040+49.5% | $137,256+22.1% |
| Participation rate | 92.3% | 79.3%+13.0pp | 76.5%+15.8pp | 80.0%+12.3pp |
| Annual return | 16.36% | 24.72%-8.4pp | 24.52%-8.2pp | 220.34%-204.0pp |
| Employer contribution / active EE | $3,492 | $3,411+2.4% | $2,954+18.2% | $4,156-16.0% |
| Participant deferral / active EE | $10,030 | $5,718+75.4% | $5,098+96.8% | $6,407+56.6% |
| Admin fee / account holder | $3,277 | $15,207-78.5% | $12,098-72.9% | $12,270-73.3% |