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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,936 | $156,398+42.5% | $147,318+51.3% | $138,895+60.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 7.50% | 78.75%-71.3pp | 70.43%-62.9pp | 145.39%-137.9pp |
| Employer contribution / active EE | $826 | $4,853-83.0% | $4,593-82.0% | $4,194-80.3% |
| Participant deferral / active EE | $8,452 | $8,237+2.6% | $7,906+6.9% | $6,396+32.1% |
| Admin fee / account holder | $249,310 | $14,976+1564.8% | $13,708+1718.8% | $12,562+1884.6% |