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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,805 | $101,950+47.9% | $125,529+20.1% | $86,983+73.4% |
| Participation rate | 81.3% | 70.2%+11.1pp | 74.7%+6.5pp | 69.5%+11.7pp |
| Annual return | 28.36% | 18.29%+10.1pp | 202.56%-174.2pp | 25.83%+2.5pp |
| Employer contribution / active EE | $1,934 | $2,358-18.0% | $3,058-36.7% | $2,584-25.2% |
| Participant deferral / active EE | $4,690 | $3,862+21.4% | $4,813-2.6% | $4,194+11.8% |
| Admin fee / account holder | $12,069 | $12,791-5.6% | $16,298-25.9% | $7,856+53.6% |