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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,751 | $101,618+0.1% | $93,063+9.3% | $137,256-25.9% |
| Participation rate | 30.0% | 74.9%-44.9pp | 72.1%-42.1pp | 80.0%-50.0pp |
| Annual return | 11.76% | 223.95%-212.2pp | 34.15%-22.4pp | 220.34%-208.6pp |
| Employer contribution / active EE | $866 | $2,707-68.0% | $2,476-65.0% | $4,156-79.2% |
| Participant deferral / active EE | $3,842 | $4,279-10.2% | $3,958-2.9% | $6,407-40.0% |
| Admin fee / account holder | $353 | $6,198-94.3% | $6,033-94.2% | $12,270-97.1% |