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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,187 | $71,230+30.8% | $93,727-0.6% | $80,959+15.1% |
| Participation rate | 68.4% | 60.4%+8.0pp | 68.7%-0.3pp | 67.7%+0.8pp |
| Annual return | 16.83% | 11.26%+5.6pp | 133.83%-117.0pp | 35.67%-18.8pp |
| Employer contribution / active EE | $3,052 | $1,565+95.0% | $2,421+26.0% | $2,757+10.7% |
| Participant deferral / active EE | $6,017 | $4,037+49.0% | $4,417+36.2% | $4,300+39.9% |
| Admin fee / account holder | $12,419 | $6,961+78.4% | $8,292+49.8% | $6,925+79.3% |