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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,735 | $86,938+118.2% | $102,423+85.2% | $80,925+134.5% |
| Participation rate | 86.7% | 72.4%+14.3pp | 76.5%+10.2pp | 67.7%+19.0pp |
| Annual return | 13.17% | 18.89%-5.7pp | 29.42%-16.3pp | 35.65%-22.5pp |
| Employer contribution / active EE | $687 | $2,369-71.0% | $3,023-77.3% | $2,756-75.1% |
| Participant deferral / active EE | $8,087 | $4,120+96.3% | $5,054+60.0% | $4,299+88.1% |
| Admin fee / account holder | $30,224 | $8,053+275.3% | $9,455+219.7% | $6,940+335.5% |