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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,735 | $86,949+118.2% | $102,460+85.2% | $80,959+134.4% |
| Participation rate | 86.7% | 72.4%+14.3pp | 76.5%+10.2pp | 67.7%+19.0pp |
| Annual return | 13.17% | 18.89%-5.7pp | 29.47%-16.3pp | 35.67%-22.5pp |
| Employer contribution / active EE | $687 | $2,370-71.0% | $3,025-77.3% | $2,757-75.1% |
| Participant deferral / active EE | $8,087 | $4,121+96.2% | $5,056+59.9% | $4,300+88.1% |
| Admin fee / account holder | $30,224 | $8,048+275.6% | $9,460+219.5% | $6,925+336.4% |