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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,735 | $86,922+118.3% | $102,438+85.2% | $80,874+134.6% |
| Participation rate | 86.7% | 72.4%+14.3pp | 76.5%+10.2pp | 67.6%+19.0pp |
| Annual return | 13.17% | 18.90%-5.7pp | 29.37%-16.2pp | 35.62%-22.4pp |
| Employer contribution / active EE | $687 | $2,369-71.0% | $3,024-77.3% | $2,756-75.1% |
| Participant deferral / active EE | $8,087 | $4,119+96.4% | $5,054+60.0% | $4,297+88.2% |
| Admin fee / account holder | $30,224 | $8,050+275.5% | $9,448+219.9% | $6,935+335.8% |