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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,459 | $67,823-69.8% | $52,425-61.0% | $137,256-85.1% |
| Participation rate | 55.6% | 63.9%-8.4pp | 55.6%-0.1pp | 80.0%-24.4pp |
| Annual return | 12.15% | 219.11%-207.0pp | 302.12%-290.0pp | 220.34%-208.2pp |
| Employer contribution / active EE | $1,187 | $1,163+2.0% | $914+29.8% | $4,156-71.4% |
| Participant deferral / active EE | $1,514 | $2,288-33.8% | $1,790-15.5% | $6,407-76.4% |
| Admin fee / account holder | $8,058 | $2,844+183.3% | $2,495+223.0% | $12,270-34.3% |