Retirement plan

MILLWRIGHT UNION INDIVIDUAL ACCOUNT RETIREMENT PLAN

Name: BOARD OF TRUSTEES OF THE MILLWRIGHT UNION INDIVIDUAL ACCOUNT RETIREMEN - MILLWRIGHT UNION INDIVIDUAL ACCOUNT RETIREMENT PLAN (2025) Form 5500
Creator: BOARD OF TRUSTEES OF THE MILLWRIGHT UNION INDIVIDUAL ACCOUNT RETIREMEN
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MILLWRIGHT UNION INDIVIDUAL ACCOUNT RETIREMENT PLAN, BOARD OF TRUSTEES OF THE MILLWRIGHT UNION INDIVIDUAL ACCOUNT RETIREMEN

BOARD OF TRUSTEES OF THE MILLWRIGHT UNION INDIVIDUAL ACCOUNT RETIREMENEIN 39-1707392Plan #001PY 2025

3001 METRO DRIVE, SUITE 500 - BLOOMINGTON, MN 55425952-854-0795

Prospect flagsLow participant contribution

How to read this page

Total assets (EOY)

$47.2M

+12.3% from 2024

Total participants

1,120

+5.6% from 2024

Average account balance

$42,144

+6.4% from 2024

Annual return

9.88%

-7.30 pp from 2024

Benchmarks

See 98 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants1,000-4,999

Cohort98 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$47.20M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$42K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,120

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.34M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.88%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$177

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
STANCORP FINANCIAL GROUP1 year Service code 12 · EIN 93-1253576	Custodial (other than securities); Di...	$81,500
ALPHA INVESTMENT CONSULTING GROUP10+ years Service code 26 · EIN 39-1859759	Advisory (Participants)	$35,000
REINHART BOERNER VAN DEUREN S.C.4 years Service code 29 · EIN 39-1126909	Legal	$25,200
WILSON-MCSHANE CORPORATION6 years Service code 13 · EIN 41-0956552	Contract Administrator	$24,122
CLIFTONLARSONALLEN LLP4 years Service code 10 · EIN 41-0746749	Accounting	$17,010

Plan features & details

Pension benefit codes2E2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$198K

$178 / participant

Recordkeeping$84K42.3%
Investment mgmt$35K17.6%
Legal$25K12.7%
Contract admin$21K10.6%
Other / not subdivided$33K16.8%

% of EOY assets

0.420%

all-in expense ratio

Categories reported

4 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CLIFTONLARSONALLEN LLP
Auditor EIN: 410746749
Audit fees: $17,010
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$42,144

$96,999-56.6%

$123,973-66.0%

$83,436-49.5%

Participation rate

100.0%

84.4%+15.6pp

76.7%+23.3pp

73.2%+26.8pp

Annual return

9.88%

8.97%+0.9pp

388.13%-378.2pp

19.34%-9.5pp

Employer contribution / active EE

$2,070

$5,808-64.4%

$4,126-49.8%

$4,072-49.2%

Participant deferral / active EE

$37

$1,439-97.4%

$5,247-99.3%

$3,411-98.9%

Admin fee / account holder

$177

$227-22.0%

$11,799-98.5%

$265-33.2%

Provider

Service type

Compensation

STANCORP FINANCIAL GROUP1 year

Service code 12 · EIN 93-1253576

Custodial (other than securities); Di...

$81,500

ALPHA INVESTMENT CONSULTING GROUP10+ years

Service code 26 · EIN 39-1859759

Advisory (Participants)

$35,000

REINHART BOERNER VAN DEUREN S.C.4 years

Service code 29 · EIN 39-1126909

Legal

$25,200

WILSON-MCSHANE CORPORATION6 years

Service code 13 · EIN 41-0956552

Contract Administrator

$24,122

CLIFTONLARSONALLEN LLP4 years

Service code 10 · EIN 41-0746749

Accounting

$17,010

MILLWRIGHT UNION INDIVIDUAL ACCOUNT RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MILLWRIGHT UNION INDIVIDUAL ACCOUNT RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion