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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,421 | $111,878+18.4% | $93,727+41.3% | $145,897-9.2% |
| Participation rate | 26.3% | 74.2%-47.9pp | 68.7%-42.4pp | 80.3%-54.0pp |
| Annual return | 17.51% | 204.28%-186.8pp | 133.83%-116.3pp | 552.29%-534.8pp |
| Employer contribution / active EE | $987 | $3,092-68.1% | $2,421-59.2% | $4,663-78.8% |
| Participant deferral / active EE | $3,341 | $4,920-32.1% | $4,417-24.4% | $6,689-50.1% |
| Admin fee / account holder | $2,406 | $10,256-76.5% | $8,292-71.0% | $13,390-82.0% |