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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $27,690 |
EDWARD JONES4 years Filed as: EDWARD D JONES AND CO Service code 16 · EIN 43-0345811 | Consulting | $9,627 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,789 | $30,423-41.5% | $56,025-68.2% | $74,478-76.1% |
| Participation rate | 77.3% | 32.9%+44.4pp | 52.5%+24.8pp | 67.2%+10.1pp |
| Annual return | 11.08% | 24.97%-13.9pp | 1712.69%-1701.6pp | 1370.56%-1359.5pp |
| Employer contribution / active EE | $196 | $610-67.8% | $1,042-81.2% | $2,626-92.5% |
| Participant deferral / active EE | $1,220 | $1,176+3.7% | $1,955-37.6% | $4,350-71.9% |
| Admin fee / account holder | $13 | $2,363-99.5% | $2,828-99.5% | $1,946-99.3% |