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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $27,690 |
EDWARD JONES4 years Filed as: EDWARD D JONES AND CO Service code 16 · EIN 43-0345811 | Consulting | $9,627 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,789 | $34,932-49.1% | $56,441-68.5% | $74,546-76.1% |
| Participation rate | 77.3% | 32.9%+44.4pp | 52.5%+24.8pp | 67.2%+10.1pp |
| Annual return | 11.08% | 24.90%-13.8pp | 1704.21%-1693.1pp | 1366.03%-1355.0pp |
| Employer contribution / active EE | $196 | $608-67.7% | $1,039-81.1% | $2,624-92.5% |
| Participant deferral / active EE | $1,220 | $1,173+4.0% | $1,953-37.5% | $4,347-71.9% |
| Admin fee / account holder | $13 | $2,359-99.5% | $2,829-99.5% | $1,944-99.3% |