Retirement plan

LAKE SUPERIOR WAREHOUSING COMPANY, INC. NON-UNION SAFE HARBOR 401(K) PLAN

Name: LAKE SUPERIOR WAREHOUSING COMPANY, INC. - LAKE SUPERIOR WAREHOUSING COMPANY, INC. NON-UNION SAFE HARBOR 401(K) PLAN (2015) Form 5500
Creator: LAKE SUPERIOR WAREHOUSING COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, LAKE SUPERIOR WAREHOUSING COMPANY, INC. NON-UNION SAFE HARBOR 401(K) PLAN, LAKE SUPERIOR WAREHOUSING COMPANY, INC.

LAKE SUPERIOR WAREHOUSING COMPANY, INC.EIN 39-1622031Plan #003PY 2015

1210 PORT TERMINAL DRIVE - DULUTH, MN 55802218-727-6646lakesuperiorwarehousing.comLinkedIn1-10 employeeswarehousing

Other plans on this EIN

1 filing

#002Retirement-$988K assets

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$513K

No prior year

Total participants

No prior year

Average account balance

$85,535

No prior year

Annual return

-0.77%

No prior year

Benchmarks

See 771 peers

Peer group

Industry49 - Transportation and Warehousing

Plan typeDefined contribution

Participants<25

Cohort771 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.47M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$155K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

51.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$146K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.05%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3859

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$11K

$2113 / participant

Other / not subdivided$11K100.0%

% of EOY assets

2.059%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$85,535

$81,840+4.5%

$63,412+34.9%

$125,389-31.8%

Participation rate

100.0%

73.0%+27.0pp

67.1%+32.9pp

83.2%+16.8pp

Annual return

-0.77%

-0.10%-0.7pp

4.04%-4.8pp

282.24%-283.0pp

Employer contribution / active EE

$4,171

$2,377+75.5%

$1,814+129.9%

$4,866-14.3%

Participant deferral / active EE

$4,624

$3,064+50.9%

$2,496+85.3%

$5,352-13.6%

Admin fee / account holder

$1,761

$4,951-64.4%

$3,753-53.1%

$9,541-81.5%

LAKE SUPERIOR WAREHOUSING COMPANY, INC. NON-UNION SAFE HARBOR 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

LAKE SUPERIOR WAREHOUSING COMPANY, INC. NON-UNION SAFE HARBOR 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion