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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,071 | $275,752-17.7% | $256,809-11.6% | $198,609+14.3% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 19.54% | 34.81%-15.3pp | 32.73%-13.2pp | 202.70%-183.2pp |
| Employer contribution / active EE | $3,506 | $7,721-54.6% | $7,263-51.7% | $5,055-30.6% |
| Participant deferral / active EE | $13,572 | $10,037+35.2% | $9,520+42.6% | $6,977+94.5% |
| Admin fee / account holder | $358 | $25,716-98.6% | $25,146-98.6% | $19,030-98.1% |