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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,071 | $209,336+8.5% | $197,124+15.2% | $137,256+65.4% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 19.54% | 48.09%-28.6pp | 44.34%-24.8pp | 220.34%-200.8pp |
| Employer contribution / active EE | $3,506 | $6,591-46.8% | $6,227-43.7% | $4,156-15.6% |
| Participant deferral / active EE | $13,572 | $9,614+41.2% | $9,135+48.6% | $6,407+111.8% |
| Admin fee / account holder | $358 | $17,308-97.9% | $16,298-97.8% | $12,270-97.1% |