Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,521 | $86,949-0.5% | $102,460-15.6% | $80,959+6.9% |
| Participation rate | 60.7% | 72.4%-11.7pp | 76.5%-15.8pp | 67.7%-7.0pp |
| Annual return | 18.13% | 18.89%-0.8pp | 29.47%-11.3pp | 35.67%-17.5pp |
| Employer contribution / active EE | $658 | $2,370-72.2% | $3,025-78.2% | $2,757-76.1% |
| Participant deferral / active EE | $2,285 | $4,121-44.6% | $5,056-54.8% | $4,300-46.9% |
| Admin fee / account holder | $4,489 | $8,048-44.2% | $9,460-52.5% | $6,925-35.2% |