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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,255 | $73,787-60.4% | $98,716-70.4% | $82,448-64.5% |
| Participation rate | 73.7% | 61.4%+12.3pp | 69.3%+4.4pp | 68.1%+5.6pp |
| Annual return | 16.74% | 18.57%-1.8pp | 31.81%-15.1pp | 41.64%-24.9pp |
| Employer contribution / active EE | $1,396 | $1,511-7.6% | $2,279-38.7% | $2,551-45.3% |
| Participant deferral / active EE | $2,690 | $3,081-12.7% | $4,048-33.5% | $4,139-35.0% |
| Admin fee / account holder | $12,631 | $6,500+94.3% | $8,703+45.1% | $7,234+74.6% |