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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,830 | $95,453+109.3% | $112,040+78.4% | $82,448+142.4% |
| Participation rate | 74.4% | 72.8%+1.6pp | 76.5%-2.1pp | 68.1%+6.3pp |
| Annual return | 17.84% | 23.92%-6.1pp | 24.52%-6.7pp | 41.64%-23.8pp |
| Employer contribution / active EE | $2,089 | $2,318-9.9% | $2,954-29.3% | $2,551-18.1% |
| Participant deferral / active EE | $4,133 | $4,224-2.1% | $5,098-18.9% | $4,139-0.1% |
| Admin fee / account holder | $2,718 | $9,013-69.8% | $12,098-77.5% | $7,234-62.4% |