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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,084 | $81,504+24.0% | $102,437-1.3% | $80,959+24.9% |
| Participation rate | 90.3% | 66.9%+23.5pp | 74.5%+15.8pp | 67.7%+22.7pp |
| Annual return | 15.47% | 25.60%-10.1pp | 24.95%-9.5pp | 35.67%-20.2pp |
| Employer contribution / active EE | $2,745 | $3,104-11.6% | $3,871-29.1% | $2,757-0.4% |
| Participant deferral / active EE | $5,552 | $3,871+43.4% | $5,060+9.7% | $4,300+29.1% |
| Admin fee / account holder | $1,013 | $6,719-84.9% | $8,388-87.9% | $6,925-85.4% |