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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,573 | $172,111-41.6% | $150,298-33.1% | $137,256-26.7% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 16.84% | 69.37%-52.5pp | 62.79%-45.9pp | 220.34%-203.5pp |
| Employer contribution / active EE | $9,347 | $4,636+101.6% | $4,154+125.0% | $4,156+124.9% |
| Participant deferral / active EE | $4,328 | $6,166-29.8% | $5,453-20.6% | $6,407-32.4% |
| Admin fee / account holder | $5,512 | $16,471-66.5% | $14,116-61.0% | $12,270-55.1% |