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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,487 | $95,453+28.3% | $112,040+9.3% | $82,448+48.6% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 19.27% | 23.92%-4.6pp | 24.52%-5.2pp | 41.64%-22.4pp |
| Employer contribution / active EE | $7,191 | $2,318+210.2% | $2,954+143.4% | $2,551+181.9% |
| Participant deferral / active EE | $5,951 | $4,224+40.9% | $5,098+16.7% | $4,139+43.8% |
| Admin fee / account holder | $4,189 | $9,013-53.5% | $12,098-65.4% | $7,234-42.1% |