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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,198 | $125,237-72.7% | $105,608-67.6% | $145,877-76.6% |
| Participation rate | 100.0% | 77.7%+22.3pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 11.48% | 225.76%-214.3pp | 116.50%-105.0pp | 551.28%-539.8pp |
| Employer contribution / active EE | $1,954 | $3,720-47.5% | $3,167-38.3% | $4,663-58.1% |
| Participant deferral / active EE | $1,948 | $5,711-65.9% | $5,010-61.1% | $6,691-70.9% |
| Admin fee / account holder | $9,148 | $17,287-47.1% | $11,028-17.0% | $13,402-31.7% |