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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,331 | $129,737-56.6% | $119,126-52.7% | $154,746-63.6% |
| Participation rate | 81.8% | 78.9%+3.0pp | 75.8%+6.1pp | 80.7%+1.1pp |
| Annual return | 19.21% | 379.08%-359.9pp | 282.11%-262.9pp | 172.34%-153.1pp |
| Employer contribution / active EE | $2,561 | $4,375-41.5% | $4,034-36.5% | $4,379-41.5% |
| Participant deferral / active EE | $7,904 | $5,842+35.3% | $5,318+48.6% | $6,730+17.4% |
| Admin fee / account holder | $17,505 | $11,961+46.4% | $10,693+63.7% | $14,365+21.9% |