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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,331 | $111,535-49.5% | $105,223-46.5% | $137,256-59.0% |
| Participation rate | 81.8% | 78.1%+3.7pp | 75.0%+6.8pp | 80.0%+1.9pp |
| Annual return | 19.21% | 237.85%-218.6pp | 180.65%-161.4pp | 220.34%-201.1pp |
| Employer contribution / active EE | $2,561 | $3,939-35.0% | $3,689-30.6% | $4,156-38.4% |
| Participant deferral / active EE | $7,904 | $5,500+43.7% | $5,072+55.9% | $6,407+23.4% |
| Admin fee / account holder | $17,505 | $9,721+80.1% | $8,859+97.6% | $12,270+42.7% |