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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,459 | $124,425+62.7% | $112,040+80.7% | $137,256+47.5% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 15.85% | 24.72%-8.9pp | 24.52%-8.7pp | 220.34%-204.5pp |
| Employer contribution / active EE | $1,750 | $3,411-48.7% | $2,954-40.8% | $4,156-57.9% |
| Participant deferral / active EE | $4,801 | $5,718-16.0% | $5,098-5.8% | $6,407-25.1% |
| Admin fee / account holder | $2,173 | $15,207-85.7% | $12,098-82.0% | $12,270-82.3% |