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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,119 | $110,379+91.3% | $102,412+106.1% | $145,884+44.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.71% | 24.84%-10.1pp | 24.94%-10.2pp | 551.85%-537.1pp |
| Employer contribution / active EE | $7,095 | $4,216+68.3% | $3,870+83.3% | $4,662+52.2% |
| Participant deferral / active EE | $8,574 | $5,622+52.5% | $5,060+69.4% | $6,690+28.2% |
| Admin fee / account holder | $4,786 | $9,745-50.9% | $8,388-42.9% | $13,392-64.3% |