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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,859 | $114,119+68.1% | $107,187+79.0% | $138,895+38.1% |
| Participation rate | 83.3% | 78.1%+5.3pp | 75.0%+8.3pp | 79.9%+3.4pp |
| Annual return | 20.56% | 273.21%-252.6pp | 204.55%-184.0pp | 145.39%-124.8pp |
| Employer contribution / active EE | $5,833 | $4,059+43.7% | $3,782+54.2% | $4,194+39.1% |
| Participant deferral / active EE | $8,660 | $5,538+56.4% | $5,096+69.9% | $6,396+35.4% |
| Admin fee / account holder | $2,383 | $10,024-76.2% | $9,162-74.0% | $12,562-81.0% |