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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,503 | $76,407+5.4% | $150,298-46.4% | $82,448-2.4% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.93% | 39.99%-27.1pp | 62.79%-49.9pp | 41.64%-28.7pp |
| Employer contribution / active EE | $5,845 | $2,614+123.6% | $4,154+40.7% | $2,551+129.1% |
| Participant deferral / active EE | $7,073 | $3,214+120.1% | $5,453+29.7% | $4,139+70.9% |
| Admin fee / account holder | $9,601 | $6,352+51.2% | $14,116-32.0% | $7,234+32.7% |