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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,872 | $106,749+10.4% | $145,433-19.0% | $82,448+43.0% |
| Participation rate | 86.1% | 75.6%+10.5pp | 82.1%+4.0pp | 68.1%+18.0pp |
| Annual return | 17.08% | 27.59%-10.5pp | 66.58%-49.5pp | 41.64%-24.6pp |
| Employer contribution / active EE | $540 | $3,444-84.3% | $4,554-88.2% | $2,551-78.8% |
| Participant deferral / active EE | $2,868 | $6,519-56.0% | $7,897-63.7% | $4,139-30.7% |
| Admin fee / account holder | $1,462 | $8,390-82.6% | $13,129-88.9% | $7,234-79.8% |