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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,734 | $101,763+148.4% | $164,866+53.3% | $80,874+212.5% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.6%+32.4pp |
| Annual return | 12.98% | 16.73%-3.7pp | 69.97%-57.0pp | 35.62%-22.6pp |
| Employer contribution / active EE | $8,345 | $2,954+182.4% | $4,343+92.2% | $2,756+202.8% |
| Participant deferral / active EE | $13,438 | $4,477+200.2% | $6,033+122.7% | $4,297+212.7% |
| Admin fee / account holder | $60,737 | $8,228+638.2% | $12,689+378.7% | $6,935+775.8% |