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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,341 | $110,379+36.2% | $102,412+46.8% | $145,884+3.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 24.30% | 24.84%-0.5pp | 24.94%-0.6pp | 551.85%-527.5pp |
| Employer contribution / active EE | $2,078 | $4,216-50.7% | $3,870-46.3% | $4,662-55.4% |
| Participant deferral / active EE | $3,343 | $5,622-40.5% | $5,060-33.9% | $6,690-50.0% |
| Admin fee / account holder | $4,318 | $9,745-55.7% | $8,388-48.5% | $13,392-67.8% |