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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $896,119 | $111,535+703.4% | $105,223+751.6% | $137,256+552.9% |
| Participation rate | 95.0% | 78.1%+16.9pp | 75.0%+20.0pp | 80.0%+15.0pp |
| Annual return | 13.70% | 237.85%-224.2pp | 180.65%-166.9pp | 220.34%-206.6pp |
| Employer contribution / active EE | $3,935 | $3,939-0.1% | $3,689+6.7% | $4,156-5.3% |
| Participant deferral / active EE | $5,215 | $5,500-5.2% | $5,072+2.8% | $6,407-18.6% |
| Admin fee / account holder | $84,241 | $9,721+766.5% | $8,859+850.9% | $12,270+586.6% |