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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,185 | $81,504+54.8% | $102,437+23.2% | $80,959+55.9% |
| Participation rate | 84.2% | 66.9%+17.4pp | 74.5%+9.7pp | 67.7%+16.5pp |
| Annual return | 6.15% | 25.60%-19.4pp | 24.95%-18.8pp | 35.67%-29.5pp |
| Employer contribution / active EE | $1,255 | $3,104-59.6% | $3,871-67.6% | $2,757-54.5% |
| Participant deferral / active EE | $6,695 | $3,871+73.0% | $5,060+32.3% | $4,300+55.7% |
| Admin fee / account holder | $2,570 | $6,719-61.8% | $8,388-69.4% | $6,925-62.9% |