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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,518 | $112,729+124.0% | $98,716+155.8% | $137,256+84.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 13.09% | 38.48%-25.4pp | 31.81%-18.7pp | 220.34%-207.3pp |
| Employer contribution / active EE | $2,011 | $2,725-26.2% | $2,279-11.7% | $4,156-51.6% |
| Participant deferral / active EE | $8,336 | $4,640+79.7% | $4,048+106.0% | $6,407+30.1% |
| Admin fee / account holder | $11,559 | $10,129+14.1% | $8,703+32.8% | $12,270-5.8% |